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/ Health & Wellness

Sam-e helps Weight Gain!

Yeah!!! I am so happy! I had posted before how I was taking 400mg of Sam-e with a B complex vitamin every morning. Well besides making me feel happy, hopeful and more like myself, I am losing weight!

I had tried absolutely everything to take off the weight I had gained on Zoloft, coupled with a thyroid imbalance AND perimenopause symptoms!!! Nothing worked. Well, I’ve been taking Sam-e every morning on an empty stomach for about 3 months now and I’ve lost 12 lbs. without changing anything else! I do always try to eat right though and stick to my low-calorie foods list. Although recently, I’ve allowed myself to live it up a little since it’s my birthday! And I still lost weight. This hasn’t happened since my twenties!

My theory is since Sam-e is so good for your liver, this is an indirect benefit of a better functioning liver! My body is metabolizing more efficiently because my liver isn’t so congested. I just feel so much better in every way. My husband has been taking it too now, but for only a week and he said he’s noticed a great improvement in his well-being.

Sam-e is a naturally occurring substance found in our body and tends to decline as we get older. It promotes the balance and availability of the neurotransmitters serotonin and dopamine, which makes you feel happy. It’s great for depression. It’s also great for the liver because it normalizes liver enzymes. My girlfriend’s acupuncturist put her on Sam-e to bring her out of the woods from hepatitis -and it did! She’s the same woman who told me to start taking it when I was detoxing from prescription antidepressants -and I felt better in 48 hours! It’s worked for us and I encourage anyone to try Sam-e first before going on anti-depressants. It’s a great supplement for the symptoms of menopause or pre-menopause symptoms. I have read that a good liver contributes to virtually zero menopause symptoms! Since using Sam-e I have alleviated my menopausal symptoms. For me, that’s certainly worth it!

/ Finance

Bad Credit Repair – Improve Credit Reports

Repairing Bad Credit is not a very big issue if a consumer finds the correct people to take help from. Many consumers are stuck knee-deep financial problems due to bad credit history. To improve financial ratings, a consumer may contact a Credit Repair Company to fix at least some of the bad credit history. Most consumers have to begin by obtaining a personal copy of their credit report first.

Bad Credit Repair – Improve Credit History

The copy of the credit report consists of all the valuable data a Credit Repair Company will need if the consumer is honestly willing to improve his/her financial standings. Consumers can also cross check each item on the list to see if it is correct or not. Any mistakes can be pinpointed and a formal application may be made to correct these mistakes. Even a slight improvement can create a big difference for people who are stuck in bad credit history issue.

How to Improve Credit Repair

A consumer has the right to check his/her credit report from the three major Credit companies. These companies are Equifax, Experian, and Transunion. Each company shall give the consumer a FICO score. This FICO score is based upon the repayment history of all debts and the difference Credit Card Accounts.

The Magic of FICO Scores

When a consumer receives a higher FICO score from these Credit companies, the consumer will receive lower interest rates on applied loans.

For this reason, it is essential that Bad Credit Repair is very important. If the FICO score is lower, then the consumer is expected to pay a higher interest rate on all loans.

Remove Errors from Credit Report

If consumers find out that any component on the Credit Report is disputed or unknown, then they must remove it from the Credit Report. Such an item can be easily removed if it`s source can be traced and presented as proof to the Credit management bureau. Such small measures are usually the beginning of correcting Bad Credit.

Uncontrolled Spending – A Cause of Poor Credit

A consumer cannot remove any legitimate component from the Credit Report. It must be realized by the consumer that they have to focus on the causes of Bad Credit instead of removing only errors. If these causes are minimized, then it is possible that such a situation may never occur again.

The budget for Consumers – Bad Credit Repair

Consumers must take help from a finance management company to control their budget. Poor use of Credit Cards is another reason why FICO scores are low and thus, Credit Reports are often disorganized and messy. Bad Credit Repair is difficult and time-consuming, but the feeling of satisfaction after improving the Credit Report is the best.

/ Finance

Debt Remedy Advisors: Debt Settlement Options

Debt Remedy Advisors are an American debt management company with firm beliefs of consumer satisfaction. Due to the high rate of recession, many consumers find themselves in debt. This debt accumulates due to uncontrolled spending habits and failure to budget monthly income. When a debt arises, debt remedy advisors are ever present to assist consumers. Debt remedy advisors are a legitimate company, committed to bringing help clients.

Debt Remedy Advisors – Debt Settlement Company

Consumers fail to realize the significance of expert help when they are indebted. Debt remedy advisors welcome all consumers and ensure one-hundred percent results in a short time. People who face credit card debt problem are most welcomed. Apart from this, all unsecured debt is also consolidated and managed by debt remedy advisors. Clients can now live in peace of mind and the need for worrying about creditors is no more.

Debt Management and Settlement Options

Debt remedy advisors provide counseling as well as practical debt management and reduction solutions to clients. The company takes pride in helping members of The Association of Settlement Companies. Debt settlement has gained much popularity after the widespread use of smart cards and personal loans in the nation.

Benefits of Debt Settlement Service

Debt settlement companies provide an easy alternative for dealing with debt. Debt settlement is not the same as debt consolidation and clients shall be well informed regarding any course of action they adopt. Debt remedy advisors have aimed to assist consumers in reducing their debt by as much as fifty percent.

Eligibility Criteria Set by Debt Remedy Advisors

The qualification criteria for the settlement of unsecured debt is quite simple. A person who owes at least US$10,000 in form of unsecured debt qualifies for debt settlement.

Debt settlement shall benefit people who are planning to file for bankruptcy. With the aid of this option, consumers can retain their financial position

Customer Satisfaction at Debt Remedy Advisors

The little remaining debt can be repaid in installments. This shall also improve credit score if the repayments are made on time. Debt that has been gained due to credit cards, personal loans, household billing, and tax is also considered by debt remedy advisors. Clients may contact the company directly and bring to attention their debt problem.

Secured Loans and Debt Remedy Advisors

Debt remedy advisors are always present to assist their consumers. Clients are the company`s top priority. However, in some cases, the company shall not consider a client`s plea. Consumers who want debt settlement for child support and mortgages are shall not be entertained. Secured debt is not settled by the company. Debt remedy advisors look forward to guiding her clients with dedication in the upcoming future.

Debt Remedy Solutions – Contact the Company!
Contact Debt Remedy Advisors:
725 N Hwy. A1A, Suite C-119
Jupiter, FL 33477

Phone: 1-866-857-3328
Fax: 1-561-746-8143

/ Finance

Debt Management By Certified Financial Solutions

Debt management has emerged as one of the major challenges of the modern era. People are looking for expert advice to solve their financial problems and the increased trend of leasing has resulted in issues pertaining to debt consolidation. Certified Financial Solutions is one such company that assists its clients by providing expert advice to meet financial challenges. Certified Financial Solutions

As one of the leading companies with a religious perspective, Certified Financial Solutions has revolutionized the debt settlement and personal finance business. It is a Tequesta based firm that encourages its clients to live debt free. The company offers many attractive packages for the clients to assist them in getting rid of their debts. The company provides expert advice and is known for its excellent customer care services.

Features Of Certified Financial Solutions

The services offered by Certified Financial Solutions have numerous significant features that make this company stand out. The features are both religious as well as of financial nature. Few of these features are:-

Fait Based Packages

Certified Financial Solutions is a company that stresses upon its clients to lead a pious and holy life that is productive for others.

It demands from the clients to get rid of their loans as soon as possible and assists them in debt management and settlement.

Attorney Services

The clients are valued in Certified Financial Solutions and each case is handled by the dedicated attorneys that review the case. These attorneys give their expert advice and ensure that each client gets the due amount of debt relief.

60% Reduction

The experts of the Certified Financial Solutions have earned a repute of lowering your debt to 60% by their negotiations. These experts negotiate with the credit firms and search for the best possible solution for your financial problems.

Procedure For Debt Settlement

The debt settlement offered by the Certified Financial Solutions is done in the following steps:-

1. Discussion of the case with the clients

2. Review of the case by the firm’s attorneys.

3. State-based attorneys ensure that you are a good client to be offered debt settlement.

4. All laws and regulations of your state are taken into account.

5. The acceptance of the case by Certified Financial Solutions and ultimate settlement of your financial problems

Company Contact Information
4167 Russell Street

Tequesta , FL 33469

Email: ssmith@certifiedfinancialsolutions.com

/ Finance

Some More Easy Ways To Get Out Of Debt

Each consumer wishes to get rid of debt. There is a way to get out of financial distress, which arises due to debts. Individuals can make all possible efforts to achieving financial freedom. It is not an easy task. Some people may take a number of years to eliminate the whole debt. It requires time and determination to become debt free.

Factors Affecting The Financial Freedom

Different options are available to the consumer according to their financial requirements. The time required to achieve complete financial freedom depends on different factors. An individual can slowly find a way to get out of debt. Individuals can start this process by cutting their monthly expense or costs.

Cost Cutting Process

Cost cutting may be started from food or grocery bill. Consumers can save a lot of money by setting a limit on their visits to the restaurant every week.

Research shows that each individual can save 40 dollars per month by eliminating weekly restaurant meals. Family with five members could save 200 dollars each week. This will lead the consumer much closer to get rid of financial obligations.

Saving A Small Change

Though it does not look good to overcome financial problems but is just a beginning towards financial freedom. Personal savings in another field of life may also help individuals to accomplish this goal or process. An individual can save money by changing the small number of purchases over a period of time. This will allow consumers to save more than 100 thousand dollars.

Utilizing Bills Of Purchase

Obviously with a saving of 100 dollars, one can not meet his all obligations but it would certainly help consumers to reduce debt. Bills of purchase can only be used to complete savings in this form. Individuals may provide eleven dollars to the cashier when total saving reaches the amount of 10 dollars and one cent. They will be so close to meet their goal of financial freedom.

Stop Using Credit Cards

Consumers can utilize all practical ways to get out of debt. Remember not to use credit cards. Some consumers use credit cards abundantly without thinking about it. It would be impossible for you to get out of debt if interest rates and other charges are building over time. Remember to stay out of debt than getting in more debt. Money is a blessing and needs careful management.

/ News

‘Mountain men’ to reunite at rendezvous; Participants include star of TV reality show while another network plans to film event

Dressing in mountain-man outfits, trading handcrafts and other goods with one another and testing their rifle-shooting and tomahawk-throwing skills, enthusiasts from a number of states will gather next week outside Raton near the Santa Fe Trail to live as people did — or as close to it as they want to — more than 170 years ago.

While many of the participants of the Santa Fe Trail Rendezvous are usually store owners, lawyers, electricians, office workers, government officials, housewives and representatives of many other modern occupations, one week each year they are fur trappers, buckskinners, seamstresses and other types of mountain men and women.

Every June, a few hundred men, women and children re-create life on the famous trail as it was from about 1825 to 1840. This year’s rendezvous begins Sunday and runs through Saturday.

A special feature of this year’s event will be a buffalo feast scheduled for Wednesday. Organizers plan to skin, butcher and cook a whole buffalo, which is being purchased by rendezvous organizers from the Spahn and Friends ranch east of Raton. The process of preparing the buffalo is expected to begin about 11 a.m., and portions of the estimated 300 pounds of meat will be served throughout the day as it is taken off the buffalo and cooked in a wood smoker being provided by the Colfax County Fair Board. The feast is open to the public free of charge.

Among the participants at this year’s rendezvous will be Montana’s Tom Oar, one of the stars of the History Channel’s Mountain Men reality show. He is coming to enjoy the week with his longtime friend Kyle Bell of Folsom, who is serving as this year’s rendezvous “booshway” — the man in charge.

In addition, a crew from the Outdoor Channel is planning to film some of the action at the rendezvous for potential use on one of that channel’s shows.

Since its inception in 1975, the Santa Fe Trail Rendezvous — held in a canyon on NRA Whittington Center property west of Raton — has drawn participants from throughout the country. The event is sponsored by the Santa Fe Trail Rendezvous Association and the Southeast Colorado Council of Buckskinners.

In much of its history, the rendezvous has averaged about 160 campsites, with multiple people usually occupying each campsite. Drought and the resulting fire danger in recent years caused participation to fall off, but attendance has been growing again the last few years, reaching 96 camps last year after attendance dipped to 55 a year earlier. For those who come, the event is a week of living a part of the history on the Santa Fe Trail that brought pioneers of all sorts through northeast New Mexico as they arrived in the West.

Based on the information he had as of Thursday, Bell said he is hoping for perhaps 150 campsites to be set up next week.

This is one of the few rendezvous throughout the country that is open daily to the public. Admission is free for visitors, who can stroll through the temporary community of white canvas campsites and visit with people dressed much like the early travelers on the Santa Fe Trail.

Throughout the week, participants can often be seen cooking meals over a campfire (although fire restrictions may limit that), gathering equipment for friendly competitions or haggling with one of many traders who offer a variety of goods that recall the historic days on the trail.

From 1825 to 1840, fur trappers in the Rocky Mountains would meet fur traders at a pre-determined time and place. The primary purpose of the gathering was for the mountain men and Native Americans to trade their year’s catch of furs for the supplies needed to live and trap for the next 12 months. Additionally, the trappers would visit with old friends and meet new ones. This “rendezvous” was a time to relax and celebrate. This was also a time when men with big egos made challenges to see who was the best shot, or the best knife thrower, or who had the fastest horse.

The last known original rendezvous was in 1840. The meetings came to a halt after that because of a depleted beaver population and a drop in the demand for beaver fur.

Visitors to next week’s rendezvous can hear the noise and see the smoke as mountain men re-enactors compete in muzzle-loading rifle, pistol and smoothbore (today’s shotgun) matches. There are knife and tomahawk matches that require precision cuts be made by throwing the weapons from a distance.

There are other unique contests, as well, such as those for costumes, cooking, and individual campsites.

Wandering among the individual camps, visitors can watch skilled hands create bead work, or observe a deer hide being tanned, or see the many steps needed to create an arrowhead from a piece of flint.

The rendezvous site is about 10 minutes outside Raton. In south Raton, go west on N.M. 555 for five and a half miles. Watch for the rendezvous signs and turn left through the gate. Follow the gravel road less than two miles to the rendezvous site. This is private property, so visitors are asked to stay on the main gravel road.

/ Finance

China investors scouring for gold, copper, infrastructure assets

A growing number of private sector Chinese investors are on the hunt for gold and copper resources in countries such as Australia and Canada, advisers and analysts said on Monday.Growing investment abroad has been identified by Beijing as a strategic priority as it looks to slow the rise of its foreign currency reserves and help its firms climb up the global value chain.

“In the past year, we saw almost $8 billion dollars of dedicated equity money organised into funds that are based in Hong Kong,” Jorge Ramiro Monroy, managing director of Hong Kong-based adviser Emerging Markets Capital, said at a mining conference in Melbourne.

“These funds by and large haven’t started investing yet. The effect that will have on the market could be quite significant,” said Monroy, adding that the bulk of the funds came from Chinese financial institutions.

Canadian asset manager Sprott Inc and Chinese gold miner Zijin Mining Group launched an offshore global mining fund a year ago with an initial seeding of $110 million to invest primarily in gold and copper mining companies. It has a target size of $500 million, according to its website.

China investors were “hugely bullish” gold, in part a strategic push to underpin the yuan as it becomes more freely tradable, said Monroy.

State-owned enterprises, in the midst of an anti graft crackdown, are more cautious, having been badly burned on deals such as Australian iron ore in the past. But they are still looking for projects near completion and are increasingly teaming up with local partners.

“Particularly the bigger ones are looking for sizable projects with cash flows. If it’s a greenfield project it needs to ramp up in a one-to-three year horizon,” said Helen Cai, a managing director of research with China investment bank CICC.

China this month simplified rules to make it easier for domestic companies to invest overseas. Its outbound direct investment by non-financial firms hit $90.2 billion in 2013, up 16.8 percent from the previous year.

Jia Yu, a director at a unit of state-owned China Power Investment Corporation, said that each year at least 30 percent of the company’s total revenue has been targeted from overseas investment. “The Chinese government has strong motivational policies and we have strong pressure,” she said.

Baosteel Resources, working with Australian rail operator Aurizon Holdings Ltd, took control of the West Pilbara Iron Ore project in July after sealing a $1 billion takeover of Aquila Resources.

“There is a greater interest from Chinese companies to work together with local companies … Particularly around risk identification, risk management and interaction with local stakeholders and government,” said Paul Glasson, chairman of advisory firm Satori Investments Greater China.

Assets that could attract bids from China state-owned firms or their local joint ventures could be the upcoming sale of Australian ports in Queensland and Melbourne, said Scott Gardiner, managing partner at law firm King & Wood Mallesons. (1 US dollar = 6.1380 Chinese yuan) (Editing by Muralikumar Anantharaman)

/ Attractions

Costa Rica: Things to Do

Tourists will have no trouble finding something to do in Costa Rica, which can accommodate an adventurer’s request or a relaxation request. The attractions can take place on land or in mid-air. There are also plenty of water activities to keep visitors entertained.

Bungee Jumping
Arenal Bungee, located in La Fortuna, is a thrill-seeker’s dream or a feat to be accomplished by those who want to overcome a fear of heights. Those who dare will leap into the air at 40 meters. Arenal Bungee allows adrenaline-seekers to harness the bungee around the waist or ankles and allows jumpers to be immersed in water when they leap. As of May 2009, the cost to jump is $50 per jump/person.

Arenal Bungee
La Fortuna, Costa Rica
011 506 2479 7440
info@arenalbungee.com
ArenalBungee.com

Horseback Riding
Serendipity Adventures offers horseback riding through Costa Rica. The horses and a tour guide will take riders to mysterious places, on mountain trails, and across jungle rivers. The horses will also take riders through sugarcane fields and small villages. Serendipity Adventures doesn’t just cater to riding; it requires people to sign up for additional activities, such as hiking and climbing. As of May 2009, horseback riding with Serendipity Adventures costs between $500 to $900 for a full day for a group of one to five people.

Serendipity Adventures
Turrialba, Costa Rica
(888) 226-5050
costarica@serendipityadventures.com
SerendipityAdventures.com

Whitewater Rafting
Costa Rica Expeditions offers whitewater rafting on the Pacuare and Reventazon rivers. Typically, there are two types of whitewater rafting experiences in Costa Rica: premium and conventional. Costa Rica Expeditions offers premium trips aimed at satisfying those that don’t want to deal with large groups and want gourmet food. Conventional rafting experiences have more people on the trip and regular meals. Costa Rica Expeditions doesn’t usually offer conventional rafting trips. As of May 2009, the cost of the premium experience is $129 to $149 per person.

Costa Rica Expeditions
San Jose, Costa Rica
(800) 886-2609
ecotur@expeditions.co.cr
CostaRicaExpeditions.com

/ Health & Wellness

Products That Kill Nail Fungus…

Toenail fungus products are big business in the United States because more than 35 million people are known to deal with this problem daily. You have probably landed on this site because you are also trying to finally get rid of nail fungus.
Toenail fungus, which is also known as Onychomycosis, is caused by a small organism that likes to live in dark, damp places and the insides of shoes is perfect for them. They are very hard to kill because they tend to live beneath the nail and are therefore somewhat protected from soaps, powders, and other things that you might try putting on the surface of your feet and nails.

However, there are some toenail fungus products that have shown to be effective in killing the fungus. We are going to make it simple and break them down into 3 basic categories.

1. Natural Toenail Fungus Products
2. Over the counter or Prescription Products
3. Home Remedy Products

Most Popular Toenail Fungus Products
When it comes to getting rid of yellow toenail fungus, natural antifungal products like Zetaclear or Fungisil are two of the most popular. The reason that these types of products are consumer favorites is that they contain powerful anti-fungal oils like oregano, melaleuca, thymol, and others to help kill annoying nail fungus and recondition your nails and skin.

Another great thing about Zetaclear and Fungisil is that they contain another strong fungus killing natural ingredient called undecylenic acid. Unlike several prescription remedies, these products do not produce dangerous side effects or damage to your liver.

Prescription Fungus Products
After checking with your doctor to confirm that you have toenail fungus and not some other skin condition, they might be inclined to recommend some type of over the counter or prescription drug like Lamisil.

There are others but Lamisil is one of the more visible ones and you have probably seen their gross commercials with little cartoon dermatophytes (an organism which causes toenail fungus) crawling under your toenails to have some kind of feast. It’s actually kind of gross but like most pharmaceutical companies, they try to lessen the impact of the side effects in creative ways.

Lamisil is well known to have the potential to create dangerous side effects. In particular, it could cause some forms of liver damage even when used per the instructions.

Home Remedy Products
Home remedies for toenail fungus are all over the web and you see everyone from Grandmas to doctors giving hints on what might kill nail fungus. The general consensus is that many of them don’t work, and when they do, it is for rare cases of surface nail fungus that has not yet penetrated the nail bed.

With that little warning in place, here are a few of the most often shared home treatments.

Listerine: Listerine, which has been marketed over the years as an antiseptic and floor cleaner, is also shared by some as a fungus killer. Does it work? You will have to be the judge. However, it does contain an active ingredient called Thymol that has known antifungal properties and was used by the Blackfeet Indians for wounds and mouth problems.

Apple Cider Vinegar: Vinegar, whether it be apple cider or not, is thought to work for some people because it creates an environment that is not friendly for the fungus to live. Vinegar contains acetic acid, which gives it a strong smell and sourness, and some think this is the key ingredient that works against fungi.

Vicks Vaporub: Like Listerine, Vicks also contains the antifungal Thymol. It also has menthol which may or may not do anything against fungi. The makers of Vicks Vaporub have never marketed this product for toenail fungus so the question still exists as to whether or not it has any effect.

/ Health & Wellness

Breast Cancer Risk Factors

Statistics for breast cancer are frightening. It is the second leading cause of cancer death in American women, second only to lung cancer. Hlt is the most common malignancy in North America and in Europe. Your chances of getting breast cancer are one in eight. Fortunately, there have been outstanding strides made in breast cancer treatment in the last few years. No longer is breast cancer considered a death threat. Unlike twenty years ago when my cousin died at the age of 35, many more alternatives and treatments are available. Now your risk of dying of breast cancer is less than one in twenty-eight. That is good news as more and more women join the ranks of “survivor” of breast cancer.

Risk factors for breast cancer include some that you can change and some that you cannot change. A trait that cannot be changed is the fact you are a woman, you are aging, and you have a family history of breast cancer. If you have a close family member with breast cancer, mother, sister, or daughter, your risk doubles. Other risks that can’t be changed are if you started your periods before you were twelve years old, or if you started menopause later than normal (after fifty.)

A newly found genetic mutation is being researched. This genetic mutation may increase your risk of breast cancer. The gene BRCA1 or BRCA2 may be inherited mutations and may cause an increased risk of developing breast cancer. If you have a strong family history of breast cancer, especially if they are under the age of 50, you may want to talk to your doctor. Genetic testing can be performed to see if you are a carrier of this mutated gene.

You can reduce your risk of breast cancer by being aware of the factors that increase your risk of cancer and the ones you have control of. You will slightly increase your risk of this disease if you are taking estrogens with progesterone for symptoms of menopause. If you are taking birth control pills, they also increase your risk. Studies show this risk is reduced if a woman has not taken birth control pills for ten years. Other risks that you can control are, drinking, being overweight, not getting the proper amount of exercise, and not breastfeeding.

Remember, anyone can develop breast cancer, including men. We are all at risk of developing malignancy in our breast, and statistics are based on probabilities and risk factors. You can control and reduce your risk of breast cancer by taking care of your health, getting the proper exercise, and losing weight. Some risks are not under your control such as age, family history, early periods, and late menopause. Knowing what the controllable risks are, and working to keep your body healthy can reduce the other risks.

If you are aware of being at high risk of developing cancer, you should have regular breast screenings, and practice self-examination every month. These two items can greatly reduce your risk of breast cancer.